You are not required to provide income or asset documentation prior to receiving a Loan Estimate with estimated closing costs. This list is provided for convenience only. Timely providing accurate information helps us to process your loan request quickly and efficiently. We can only provide accurate findings if we are working off accurate information.
Pay Stubs (most recent 30 days - consecutive)- W2s and tax returns with ALL schedules & attachments for last TWO years
- Bank Statements. (most recent two months checking and/or savings account(s). Be sure to include all pages. Statement must include name and acct #. For online statements name, acct #, and the name of the bank/credit union etc..to be plainly visible)
- Quarterly Statements. (most recent quarterly statement for any 401K’s including terms of withdrawal, IRA’s, Individual Investment Accounts, Mutual Funds, Stocks or other Retirement Account(s).)
- Copy of Driver's License (can send phone picture via text)
- Homeowner's Insurance Agent contract information
Other (if applicable)
- HOA management contact information
- Name and phone number of Real Estate Agent
- Purchase Agreement
- Social Security, Disability, & Retirement Award Letters and evidence will continue
- Divorce Decree, Child Support & Alimony Orders (evidence received last 3 months)
- Bankruptcy Discharge Papers
- Gift Letter for down payment gift funds
- VA: provide Certificate of Eligibility or Sign VA request forms (DD 180 & 26-1180)
- Lease Agreements on rental properties
- Landlord name, address, & phone (12 months cancelled checks if paid to private party)
- Recent Mortgage Payment Coupon for ALL mortgages
Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.
